2025-03-25 – LH7 – CM1 – Oreyv 2 – Para. 3-4 – Cosigning for a Loan – Clothing and Shoes Protect Emunah – Lender – Ruach Nedivah – Kinyan Sudar – Document – Cosigner Present when Loan Is Given vs. Cosigner Not Present – Gemach – Cosigning Is Dangerous

Oreyv 2 – Cosigning for a Loan – Clothing and Shoes Protect Emunah – Lender – Ruach Nedivah – Kinyan Sudar – Document – Cosigner Present when Loan Is Given vs. Cosigner Not Present – Gemach – Cosigning Is Dangerous – Speaker: Rabbi Nasan Maimon.
Hilkhos Oreyv 2 is based on Likutey Moharan 10. Cosigning for a loan is established only through speech at the time a loan is given; no kinyan is necessary in order for it to take effect. Cosigning after a loan has been received requires a kinyan.

• 00:00 PARAGRAPH 3. Cosigning for a Loan is an aspect of supporting the borrower’s feet.
• 00:00 “His heart lifted his feet…”
• 10:00 PARAGRAPH 4. When a cosigner is present at the time the lender gives the borrower the loan, the cosigner’s word is enough – no kinyan is necessary.
• 22:00 Reference to Likutey Moharan 280.
• 26:00 BIOGRAPHICAL NOTE about how Rabbi Michel Dorfman zal managed a gemach for the Breslov Yeshiva. If a borrower can’t repay, the tendency is that the lender becomes evil in his eyes.
• 28:00 Kinyan Sudar – kinyan made through lifting a garment or a shoe. Clothing and shoes protect emunah. Why a Jew should never walk barefoot.
• 32:00 Hands and feet are aspects of emunah.